A classic never goes out of style. Fortunately, insurance doesn’t either.
Swartz Premier Group Insurance in Moberly, MO can craft a classic car insurance policy that’s perfect for your vintage ride.
Here are five common questions about classic car insurance:
What is classic car insurance?
Classic car insurance is special. These policies are strictly tailored for classic car owners. Although these may have features that are comparable to standard auto insurance plans, the available options can vary greatly.
How is classic car insurance different?
A major difference is that classic car insurance is built around a principle called "agreed value coverage." This means that a car’s monetary value is determined between you and your agent when you are purchasing an insurance policy. This is typically derived from a professional appraisal.
What types of cars are covered?
Classic car insurance is offered for exotic, antique, or custom cars. A car’s age influences this the most. Custom or modified vehicles are uniquely tricky to insure. Any changes can both positively and negatively affect a car’s value.
Is my car eligible?
Only certain cars will qualify. First, your vehicle must fall into one of the above categories. But drivers may face certain eligibility restrictions too. Most importantly, classic car insurance requires the owner to have another vehicle that’s primarily for daily use.
How much does classic car insurance cost?
Rates vary based on make, model, and mileage. Yet, since classic cars spend less time on the road, these insurance policies are usually less expensive than traditional auto coverage.
Get Classic Car Coverage
Owning a classic car might be a luxury. But having insurance isn’t. Call Swartz Premier Group Insurance in Moberly. MO today. Our professional agents can customize a classic car insurance plan that’s right for you.
