Renters Insurance in Missouri

When you get a renters' insurance policy from Swartz Premier Group Insurance, you'll have the assurance of knowing a reputable company covers you. Renters insurance protects you and your valuables in the event of a disaster. Get a renter insurance quote by contacting our offices in Columbia and Moberly, MO, and we'll show you how simple and inexpensive it is to safeguard what matters to you.

What Is Renters Insurance

Renters insurance protects you and your valuables in the event of an emergency. The building is covered by your landlord's insurance, but not your personal belongings. Renters insurance can be required by a landlord, whether you rent an apartment, condo, house, or other property.

What Is Covered By Renters Insurance?

Renters insurance will cover the cost of damage to your property up to the limits of your policy. Fire, wind, and theft are examples of covered "perils," as insurers refer to the various causes of damage. They are specifically named (or not) in your policy.

• Personal liability: If someone is hurt or their property is damaged, and you are found to be at fault, your policy will pay the costs of liability, including legal fees.
• Additional living expenses: If your rented house is rendered uninhabitable due to a covered risk, renters insurance will reimburse additional living expenditures. This is also known as loss of usage coverage.
• Medical Payments: Limited medical coverage if a visitor is hurt on your property.

These coverages, when combined, provide significant financial protection against unforeseen events. Still, it's crucial to know which situations are covered and which aren't, so call us for help.

How much is renters’ insurance?

In general, the cost of insurance is determined by various factors, including where you reside, the value of your items, and the amount of coverage you choose. Renters insurance should not be a one-size-fits-all solution, which is why it's critical to consider your specific needs. We'll make it simple to find out the coverage that's best for you when you obtain a renters' estimate from Swartz Premier Group Insurance Renters, so you only pay for what you need. Find out how much you can save when you start your quote.

Call us or visit our offices in Columbia and Moberly, MO and get your renter's insurance quote today.