Consider how vulnerable your electronics are. Then, choose insurance coverage that will pay for repairing or replacing the electronics you own.
Potential Damage
Your electronics could become damaged while you are actively renting your apartment or house. Accidental drops or spills could lead to electronic issues. A natural weather event or criminal activity could also result in damage that would make your electronics unusable.
Electronics To Cover
Review the following list. These are some common products that you may plan on storing inside your rental. These items, plus additional types of electronics, can be added to your existing renters’ insurance policy.
- Laptops
- Tablets
- Gaming consoles
- Digital media devices
- Home theater equipment
- Smartphones
- Fitness trackers
Assessment
Take a walk through your rental unit or home. Take note of any electronic equipment you consider a large investment.
Your assessment results should include the make and model of each piece of electronic equipment that you plan to add to your renter’s insurance policy. A description of each electronic item should also be documented.
Coverage
Select the amount of coverage that you need for the electronics you own. The amount should coincide with the true value of each piece of electronic equipment.
If you own valuable items, it can be beneficial to purchase an increased amount of insurance coverage.
The coverage amount you select should be assessed in the future. If you purchase new electronics, you should plan on updating your existing renters’ insurance policy.
Contact Swartz Premier Group Insurance
Meet with an agent who represents Swartz Premier Group Insurance. An agent who serves Moberly, MO will inquire about the electronics that you would like to add to your renters’ insurance policy.
