You don’t treat a classic car like any other set of wheels. You don’t use an antique car for your morning commute, and you don’t use your muscle car to pick up the kids after soccer practice.
Neither do you insure your classic car like any other car. At Swartz Premier Group Insurance, serving all of Missouri, we find that our customers who want classic car insurance look for three things:
- As classic cars only become more valuable with time, customers want to insure their cars for an agreed value.
- Customers seek coverage for spare parts and related memorabilia.
- Since classic car owners put quite low mileage on their cars, they prefer policies that account for this low usage.
- Customers who take their cars to shows want coverage in the United States and worldwide.
- A growing number of our classic car insurance customers seek unique medical coverage that insures against accidents at shows.
Do you own a classic car? Your car may be considered a classic if it is:
- At least 25 years old or 20 years old with collectible value. Some companies factor in newer models like Corvettes and Ferraris.
- Stored in an enclosed, climate-controlled garage.
- Strictly limited in annual road miles (excluding transportation to and from shows),
- It’s not your primary vehicle, meaning you have another vehicle or vehicle for daily use.
- Not used for racing.
There are also other requirements for classic car drivers. You must have maintained a clean driving record for at least the last five to ten years. You must not have had an accident or a moving violation in the past three years.
If you own a classic car in Moberly, MO, or anywhere else in the state, let your agent at Swartz Premier Group Insurance review your policy to ensure you have the coverage you need. Call us today!
