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Swartz Premier Group Insurance

208 West Rollins St
Moberly, MO 65270

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204D Peach Way
Columbia, MO 65203

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Missouri Insurance Blog

Insurance Protection for Commercial Machinery

Ensuring your business machinery can protect the equipment your business depends on. The following tips will guide you through the process of adding commercial machinery to your current insurance policy.

Types of Machinery

Add valuable items your workforce relies on to your existing insurance policy. Any machinery used consistently runs a risk of damage over time. Mechanical parts may wear out, and machinery may be vulnerable to theft. Keep an inventory of the types of machinery you own, including the brand and model number of each piece of equipment you wish to add to your insurance policy.

Equipment Inspection

Next, get your commercial machinery inspected. The inspection will establish the current condition of your equipment. It’s best to insure equipment that’s functioning properly. Inspections might help identify mechanical or cosmetic issues that need attention. After servicing all the equipment and getting it in working order, you’re ready to list these items on your commercial insurance policy.

Storage Provisions

Decide on adequate storage for all your equipment. When not in use, it’s advisable to keep your machinery covered. Waterproof covers can serve this purpose. Consider using a storage unit to keep smaller machinery clean and dry.

Contact An Insurance Agent

Book an appointment with one of our agents at Swartz Premier Group Insurance. Agents serving the Moberly, MO region will gladly upgrade your commercial insurance policy upon request.