If you’ve just bought a classic car, you’re probably passionate about the vintage automobile industry. Like any significant purchase, you need to get the vehicle insured. Swartz Premier Group Insurance in Moberly, MO can help you navigate this important coverage.
We’ve debunked some of the most common myths to make finding a policy easy:
Classic Car Insurance Covers Everything
Unfortunately, this is not the case. Policies vary widely on the insurer and the specific policy, with some offering limited coverage for parts, modifications, and accessories. Therefore, it’s crucial you read your policy and know what won’t be covered.
You Only Need to Insure Show Cars
Classic car insurance policies might be designed for rarely driven vehicles or ones used for car shows or exhibitions, but there are also policies for cars driven regularly. Many car enthusiasts want to drive their vehicles, and policies are designed with that in mind.
Classic Car Insurance is Expensive
A common pitfall is believing this type of insurance is more money than regular auto insurance. Your classic car insurance policy can be tailored to meet your and the vehicle’s needs, meaning lower premiums. Insurance companies even offer discounts for things like safe driving and having multiple policies.
Classic Car Insurance is Only Available Through Specific Insurers
Some specialty insurance companies offer classic car insurance, but your options aren’t limited to those. Many traditional insurance companies offer policies for classic cars.
Reach Out To Us
At Swartz Premier Group Insurance in Moberly, MO, we know how important it is to find the best policy for your classic vehicle. We will work with you to find coverage that meets your specific needs, so your classic car is protected, no matter what.
