Being a homeowner comes with many responsibilities. You must ensure that the house remains in tip-top condition by maintaining the home’s exterior, making repairs, and more. Another responsibility as a homeowner is to ensure that you always keep homeowners’ insurance. While you might be lucky and never need to file a claim against your homeowners’ insurance, you never know when you might need to file one. One thing that many homeowners wonder is, do insurance companies limit the number of claims a Moberly, MO homeowner (or homeowners elsewhere) can make against the policy?
Each Insurance Company is Different
Each insurance company is different and has its own rules, but it’s safe to say that there is a limit to the number of claims a person can file against their homeowners’ insurance. The average limit is between two and five per year. To find out what the limit is with your insurance company, you will need to contact them directly.
You Could Pay More for Insurance in the Future
If you file excessive claims with your homeowners’ insurance company, you could end up paying a higher rate in the future, as you could be seen as a high-risk homeowner. Therefore, you should make every effort to keep the number of claims you make to a minimum.
Reach Out To Us
If you’re interested in finding a new home insurance agent and you’re a Moberly, MO resident, you might want to check us out at Swartz Premier Group Insurance. At Swartz Premier Group Insurance, we pride ourselves on not only providing top-notch coverage but also excellent customer service. Give us a call today to be provided with a quote before we assist you with getting your policy started.
